John Battley is the co-founder and CEO of fintech company Penny Inc, which offers a smart expense management app that's integrated with a prepaid debit or virtual card to better control business expenses. Having owned one of Australia’s largest independent travel management companies, Globetrotter, John, along with fellow co-founder Tony Ferguson, identified a lack of suitably priced expense management services for small- to medium-sized businesses. Today, Penny Inc has a fast growing customer base of SMBs and non-profit organizations in the United States.