Does the Family Receive More Benefit from the New CCB Program?

On July 1, 2016, the Canada Child Tax Benefit (CCTB) and Universal Child Care Benefit (UCCB) programs will be replaced with the Canada Child Benefit (CCB).

With the Canada Child Benefit, many Canadian middle-class families will receive more than what they are receiving under the current child benefit programs.

Under the new CCB, families will receive a single payment every month that is tax free. The maximum annual benefit per child under the age of 6 will be $6,400, or $533.33 per month. The maximum annual benefit per child ages 6 to 17 will be $5,400, or $450 per month.

The Child Disability Benefit will be continued under the CCB, and will provide a maximum annual benefit of $2,730 per child under 18 years old.

Families with less than $30,000 in net income will receive the maximum benefits. The following phase-out rates apply for families with net incomes above $30,000:
Canada Child


Overall, families with a net income below $150,000 will stand to benefit from the new Canada Child Benefit. As an example, a family of four with a net income of $120,000 and children ages 4 and 7 would have received total benefits of $1,901 between UCCB and CCTB. For July 2016 to June 2017, they will receive $3,940 under CCB, which is an after-tax increase of $2,039.

According to Profile’s calculation of CCB benefit, or the CRA’s CCB calculator, families with a net income below $150,000 will see an average increase in benefits of $2,300 per year.